The Russells

Morgan Russell • January 19, 2022

When I met Clint, we were on opposite ends of the spectrum. I was debt free, had no credit cards, and lived using a spending plan. Clint had 12 credit cards and $80,000 in debt.


Growing up, the only time I recall seeing my parents argue or fight was around financial issues. When I was in high school, they took a financial class that followed biblical principles and I saw their lives completely change. Their marriage improved significantly, there were no more fights, they were on the same side, working as a team to plan and save and steward well.


Watching my parents in high school and college, I learned the principles and took the same class as them. I followed the principles and desired to honor God with what he had given me.  After college I was able to pay off my student loans which allowed me to continue to work at the non-profit ministry I loved as well as support friends, tithe, and give to missions.


In contrast, Clint grew up in a home where money was not well managed and often faced not having basic needs met due to his parents mismanagement. He did not have anyone to guide or teach him how to manage money God's way. 


Once we were engaged and started discussing finances in more detail, we struggled to understand the other's way of living.


However, a prerequisite for us getting married (per my parents) was to take a biblical finance class. We agreed, and along with premarital counseling, we completed Financial Peace University.


Through taking the class, we were able to learn about our past experiences and how we were raised. We learned God's way to steward what he has given us. God unified our hearts and helped us get on the same page financially.


Once married, Clint and I spent the next 14 months paying off all debt (not including the house).


Mathematically, with our incomes, it made no sense for us to be able to pay off $80,000 in debt, BUT GOD! He made a way!


And when we walked in obedience and followed His way of stewarding HIS money, mountains were moved and we were able to yell "we're debt free!!"


In April of 2014, after 14 months, God helped us pay off all debt!! We have been living that way every since (...again, minus the house, still working on that). 


We have been able to save and give in ways we could have never imagined! God has been so faithful to provide and we are thankful for all he has done!


In our 8 years of marriage, Clint and I have not had one fight or argument around finances. God has been faithful to keep us united, ultimately knowing that it is not our own, it is His, and that has helped us steward well as well as counsel others throughout the years.


Clint and Morgan will be helping lead our next round of Crown Financial at Crosspoint. Learn more.

Freed to Serve

April 28, 2025
Notes from Scott Sutton's sermon on Sunday, April 27, 2025. Sermon text: 1 Peter 2:11-17 This is the beginning of a section addressing how God's people now function in this world. It begins with aliens and exiles and continues with servants, wives, husbands, and finally, all of you. 1.) Our identity defines our actions. We are sojourners and exiles (temporary, passing through, not at home) We have a heavenly citizenship Actions We abstain from the passions of the flesh Keep conduct among the Gentiles honorable (our conduct is for the benefit of other people) Honorable conduct wins souls… sojourners, exiles, and soul winners “Peter’s point is that believers’ behavior creates a context in which people will listen to God’s word. He is not teaching that ‘good deeds’ in themselves convert unbelievers, but they establish an environment for the Gospel-word to do so.” -Barnett 2.) Our identity defines our expectations (Unbelievers will respond to honorable conduct in 1 of 2 ways) Some will speak evil against us as though we are evildoers Some will see our good deeds and glorify God on the day of visitation 3.) Our identity defines our view of authority (Does anyone here ever just want to do whatever you want to do, whenever you want to do it? That’s why laws exist) Be subject to every human institution (for the Lord's sake) This includes governors and emperors (no distinction between good/bad) The will of God... by doing good, we silence the ignorance of foolish people 4.) Our identity defines our view of freedom Don't use freedom as a cover-up for evil We are freed to serve God Honor, Love, and Fear Discipleship Questions: 1.)Why is it so important to understand our identity before talking about our behavior? 2.) How might this reality impact your parenting? For real, what are 3 ways that you can apply that this week? 3.) How is good conduct a form of evangelism? 4.) What do these verses say that we can expect from others? 5.) How can we honor a government that isn't always honorable? Seriously, what are 5 things we should immediately stop doing and 5 things we should immediately start doing? 6.) What are some tangible ways to honor others? Love the brotherhood? Fear God? Honor the Emperor? 7.) Should we fear the Emperor?

Cornerstone

April 22, 2025
Notes from Ky Martin's sermon on Sunday, April 20, 2025. Sermon text: 1 Peter 2:4-10 Everyone must accept or reject Jesus. He is the cornerstone. We choose to accept Him as the foundation of our lives or toss the truth aside. When we come to Jesus… We become part of His People 1 Pe 2:4-5 As you come to him, a living stone rejected by men but in the sight of God chosen and precious, 5 you yourselves like living stones are being built up as a spiritual house, to be a holy priesthood, to offer spiritual sacrifices acceptable to God through Jesus Christ. The cornerstone is The New Temple. From this we learn that following Christ entails joining his community, the church…The freelance Christian, who follows Jesus but is too good, too busy, or too self-sufficient for the church, is a walking contradiction. -Daniel M. Doriani We join a royal, holy, priesthood 1 Pet. 2:9 But you are a chosen race, a royal priesthood, a holy nation, a people for his own possession, that you may proclaim the excellencies of him who called you out of darkness into his marvelous light. Because of who Jesus makes us. We receive God’s mercy Fallen man is not simply an imperfect creature who needs improvement: he is a rebel who must lay down his arms….Now repentance is no fun at all. It is something much harder than merely eating humble pie. It means unlearning all the self-conceit and self-will that we have been training ourselves into for thousands of years. It means undergoing a kind of death. Acts 17:30-31 The times of ignorance God overlooked, but now he commands all people everywhere to repent, 31 because he has fixed a day on which he will judge the world in righteousness by a man whom he has appointed; and of this he has given assurance to all by raising him from the dead.” Discipleship Questions: Why is it impossible to be neutral about Jesus? Why do you believe that Jesus truly is the Son of God? Do you ever have doubts about this? If yes, what are they? According to 1 Peter 2:9, who are we after we come to Christ? Why does Paul say (in 1 Corinthians) that if Christ is not risen, our faith is in vain?

Born Again

April 16, 2025
Notes from Scott Sutton's sermon on Sunday, April 13, 2025. Sermon text: 1 Peter 2:2-3 Why do our souls ache for certainty? We are so eager for certainty that we will look for it in all the wrong places. - Certainty in our Finances [show slide from news] - Certainty in our Jobs [Acts 17:24-27] - Certainty in our Health [Covid] - Certainty in our Abilities [Ecclesiastes 3:11 “God has put eternity into man’s heart, yet so that he cannot find out what God has done from the beginning to the end.”] “Things that have never happened before are happening every day.” -Morgan Housel In these verses, God gives us what our souls ache for! 1.) You must be born again of imperishable seed - We have all been born of perishable seed o Impure souls o Disobedient to truth o Unloving insincerity toward others o Lack of loving effort o Impure hearts - We are withering grass and falling flowers - The imperishable seed is the living and abiding Word of God o Does not wither o Does not fall o Does not let us down o It remains forever o It MUST BE PREACHED! But still, how can we be certain that we have been born again? 2.) If you are born again, hope will be seen in your relationships When your relationship with God changes, God changes your relationships! - Sincere brotherly love - Love earnestly - Put away… o Malice o Deceit o Hypocrisy o Envy o All Slander 3.) If you are born again, hope will be seen in your appetite for God’s Word - Like newborn infants - Long for the pure spiritual milk Discipleship Questions: 1.) Where are some unhealthy places where you look for certainty? 2.) Why do you do that? 3.) What were some evidences of your perishable seed before you came to Christ? Any of that still lingering that needs to be repented from? 4.) Why does Peter call the Word of God the imperishable seed? 5.) In light of the text, how would you describe being "born again" to a 5-year-old? 6.) How has imperishable hope proven itself in your relationships? OR How might it if you lean into loving others earnestly? 7.) Why does Peter tell us that hope will be seen in our appetite for God's Word?
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